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$10k is > 4 years of a $200/mo sub to models which are currently far better, continue to get upgraded frequently, and have improved tremendously in the last year alone.

This almost feels like a retro computing kind of hobby than anything aimed at genuine productivity.

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I don't think the calculation is that simple. With your own hardware, there literally is no limits of runtime, or what models you use, or what tooling you use, or availability, all of those things are up to you.

Maybe I'm old school, but I prefer those benefits over some cost/benefit analysis across 4 years which by the time we're 20% through it, everything has changed.

But I also use this hardware for training my own models, not just inference and not just LLMs, I'd agree with you if we were talking about just LLM inference.

They are better in some ways, but they're also neutered.

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