You have a point. I would not get two bedroom two bathroom apartment for myself alone however. Or live in Berlin for that matter.
Few years ago in Holland it was something like 100k salary == mortgage for 500k house. No downpayment, 2k monthly.
Having a sweet 30% reduction of taxable salary was very nice, otherwive learn sone cooking and get an income-generating partner to top it up. Now after layoffs and AI-bullshit depressing wages it doesn't sound nice at all and node of us is in IT is Mr. Fancy anymore.
And of course, mandatory -- don't go to western europe, everything is expensive, locals are racist, taxes are high and the weather is bad.