"If only I was rich"
"If only I was born rich"
"If only I was better looking"
"If only I had the energy"
"If only I was smart"
"If only I had the time"
All of the above are usually excuses we make to not do the things we wish to.
It took me embarrassingly long in my youth to understand that when people said "I don't have time" or "I can't afford to", what they really meant was "I don't want to".
But when we're telling this to ourselves it is also lies almost 100% of the time.
Then it's better to either put those thoughts aside and start making things happen. Or admit to yourself when you don't want to.