Swimming (where, by the way?) or air conditioning isn't helping when walking outside.
Yeah it is basically don't walk outside much when above 35C. Unless you are a weird person with a body that can handle a 10km run in such conditions! Not me.
I'd rather just not live somewhere hot and humid.
I do live somewhere hot and humid say max 5% of days. So overall OK. I wouldn't like that to be much higher than 10%.
But the trade off is mild winters and on average comfortable weather.