It boggles the mind how many people will go and use an inferior solution to avoid spending the price of 2 coffees a month.
I know many folks who make $500k+ a year in the SF Bay Area and complain about affordability, and to a large extent, it's stuff like that that makes them poorer.
Also, my point is that there's nothing inferior about solutions such as Capture One, at least not as far as hobby workflows go.
You don't have to make absurd extrapolations to make your point. Even with 20 subscriptions at $20/mo, that's $400/mo or $4800/yr, about 2% of net income.