>It feels like we do not have the money to begin to prepare and fix things that need fixing to continue the life we have.

Oh, you have the money.

You just don't want to spend it, for that would shift the balance of political power in the country towards labor and away from capital, and away from the old and towards the young, for the wages of labor and the young would have to rise.

That's anathema to an upper class and a body politic whose primary objective is controlling the cost of labor, and even the political party that's named after labor has no plan to change that.

This is going to continue until the current body politic is more afraid of dying from heatstroke than they are of anyone else being in charge.