Depends on where you live, it's a decent chunk of income for every developer I know, and a significant one for those less experienced. If you have other priorities (family, mortgage, so not a hermit like myself), you won't be able to pay that here.
Then they will survive with Opus on the $20 plan.
But only half the usage can be Fable, and it can silently downgrade requests to opus without telling you.
On OpenAi even 20$ has Sol and all your usage can be Sol
It burns out so quickly on the 5x plan. Better than nothing, I suppose, but I don't know how I would survive on a 5x plan given that I burn out more than one 20x plan monthly.