> Globally, the top 10% of emitters were responsible for almost half of global energy-related CO2 emissions in 2021, compared with a mere 0.2% for the bottom 10%.
The top 10% is quite a bit more than billionaires, it's true. But you are also assuming that reducing emissions must come with a reduction in lifestyle, which is untrue. Think about the way that our computers are designed to be disposable and unrepairable, or how clothing is made worse and worse (because it's more profitable, which is only necessary because of the need for infinite growth). Or, as you pointed out, North Americans use a ton of energy for terrible reasons, and fixing that problem would improve their quality of life: walkability, bikability, and public transit so people can drive less (or even stop owning a car) while also getting improved health; replacing flights with more comfortable high speed trains; removing the need to maintain a lawn for every house (shockingly terrible for the environment); etc. Or how we ship things all around the world to be assembled in different phases in different countries because it's cheaper (and suppresses labour). What so many of the things we need to do to solve this problem have in common isn't a reduction in lifestyle (some will do the opposite!), but rather that they impact profits and therefore threaten infinite growth.
Yes, there are some things that people won't like doing, like significantly reducing the amount of meat they eat (>15% of global emissions are from meat production, and it is the primary driver of deforestation in the Amazon). But pretending nothing will ever change doesn't solve the problem (and we'll be catastrophically forced to change later if we don't voluntarily do it sooner).