I think it sucks the we don't provide comprehensive "scam education" in schools. The effects can be devastating but the rules to prevent them are actually quite simple (I really hate the common framing of "look, anyone can be a victim" - it makes it sound like these scams are hard to prevent when they're usually not).

For example, the "hang up, look up, call back" rule (or analogous rules if you are texted/emailed) is simple to remember and prevents the vast, vast majority of cases where a scammer is contacting you while pretending to be someone else (your bank, the IRS, etc.) While that wouldn't prevent this particular dating scam, there are other simple rules that could prevent these scams.

Scammers take advantage of human social instincts that developed over millennia and were based on face-to-face contacts. That's no longer viable in a remote contact world, so people need to be educated specifically on how to curb their natural instincts.