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I think finance will hang me upside down if I even mention that we need to provision virtual cards for every candidate

It’s not all candidates, only candidates who progress to a certain gate in the process.

I think “we offer a $50 (or $20 or whatever) Visa/Amex gift card as part of this interview step” is easier to admin, might skate by finance more easily, and avoids all the tech support angles of “here’s how to use our specific tooling” and concerns of them misusing your key for something nefarious.

In some hiring processes there was already an element of paid work, like they pay a day's worth of salary and ask you to work on a day's worth of assignment. Rare, but exists.

This is may be a strong signal that there's someone on that team with a strong sense of empathy/sensibility. My experience small set of datapoints is that this is a very positive sign.

Can imagine. This was a maybe 50 person startup? So probably easier to admin something like this.

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