I think it's both. I want to agree with you but it's also just human nature, I notice myself slacking even when I care, because it's easy. The human brain is really good at finding shortcuts.
It's like saying it's the kids fault for being addicted to social medias and assigning no responsibility to the providers.
To be clear, I'm not advocating anti-AI laws or arguing with you, just blurting out my thoughts. Ultimately I simply feel this will not be a good thing for tech and human understanding in the short / medium term, but this is just based on vibes, like most arguments on AI are.