What you appear not to realize is the real fraud of this whole fake system; where the top defraud everyone else with "money printing", which they then use to bail out themselves and spend through government spending, which goes to themselves also through several channels like giving it to the bottom, which spends it on products/service that percolate up, on nepotistic corrupt government contracts to themselves, etc.
That's why the amount of government spending and debt is in direct lockstep with the accumulation of wealth of the top whatever percentage you want to use as a cutoff.
It's more complex than that, but that's the simplest form and most people don't even have a clue that even that is how the system actually works. They just see the inflation that causes products to get more expensive as their money is being defrauded away through essentially counterfeiting.