> Why, it must be the fault of the many individuals who failed to take the appropriate action
I am actually addressing the opposite: people tend to say "it's because of the few in the governments", as if they themselves would do better.
> Of course there is no consideration that many individuals together encompass a group who may be part of a larger system in which causality flows both ways.
I don't understand the "causality flowing both ways" part, but for the rest, that's EXACTLY my point. People are collectively part of a system, and they are collectively NOT solving the problem at all. And in relatively good approximation, they are blaming the people THEY elected.
Now being part of a system and not having the power to change it individually is one thing. Being part of a system getting worse, complaining all the time about it getting worse (to the point of going in the streets and burning cars/schools), but not being able to actually realise that it is more complicated than "it's not my fault, it's the elites"... Well I don't know how to call it, but it's tragic.