banks have two ways to offer non-iDeal Wero: Either in their own app, or via the Wero app.

I think it's super interesting to see how Wero connects all the separate instant payment schemes. It launched in Germany and France, replacing giropay in Germany. Now it first rebrands iDeal as iDeal|Wero, and plans to replace it with regular Wero. And in Poland, Norway, Portugal, Spain and Italy, they don't push the Wero brand or technology, but instead they build interoperability with the local systems.