I'd wager 70% of people driving cars on US roads can't change a tire or change their oil.

I don't think "must" is correct here.

People will use AI all they want without understanding it. Same as the way most people go through life never understanding how basic things work. Our capitalist fixation enables it because ignorant consumers will buy whatever is put in front of them for the most part. Ignorance is profit in capitalism.

Folks don't want to understand. That's work. Why bother?