Personally I own a Ultra plan on Claude and a 200 plan on Codex (400 dollars month).
I run them from their native desktop apps, no longer I use any terminal app to run them.
I have not opened a IDE for months now, any diff I need to check I use the Github PR.
In the personal level I use the agents for everything, basically the only thing that I still do on my computer outside of agents is consuming content like HackerNews, random forums, reddit or youtube. All the rest: sending emails, reading them, filling forms, configuring apis, submitting apps to stores ( run a couple of successful mobile apps), building them... Is all done by the agents on my behalf.
Crazy world we live in eh?