Certainly not true for ABN AMRO, see "Unable to open an account using the app?". Sounds like someone will come by your house to check your ID.
https://www.abnamro.nl/en/personal/payments/open-an-account/...
Incidentally I was happy to see that while they're phasing out their previous cryptographic identification device (that you put your bank card in) they will still support some kind of cryptographic usb dongle (in addition to smartphones).