You need to patch. Now.
You need to patch. Now.
Definitely not saying you're wrong, but I'm not convinced this is doable. Every exploit I've seen requires a request body -- how would you do that with an IMG tag?
I'm actually going on a Rails security safari later, though not particularly looking to widen this/these vulnerabilities. I figure I've gotten enough out of the community over the years to contribute part of a workweek and get one more hole plugged.
One would think this is strictly less important than "root your server" but that hasn't been true for 100% of Rails developers that I've recently spoken to so, if losing your Macbook is the inducement you need to drop everything you are doing and patch, I will supply that inducement liberally.