"Your business model isn't a fish-and-chip shop, please go away".
"You don't own a home we can seize, please go away".
"You want to bill and bank in USD/EUR/not-AUD? Please go away unless you are already successful".
"Congratulations on being approved! The next step is to apply all over again to a completely different service. We don't actually take the payments ourselves".
We didn't try to do number 3 maybe that's the problem?
Yes, foreign currencies (e.g. USD) are a huge problem for small/new businesses here. Way too difficult.
"What is it you do again?"
"{{explanatory_statement}}"
"... so, um, what products are you going to sell?"
Annnnnd because my turnover is less than $ferrari, I'm always flicked to a small business banker. If I needed a loan for a commercial deep fryer I'd be talking to the right person.
St George belongs to Westpac now, FWIW.