First, I'm not sure Google has ever made anything new. They've always just done it better. And that is a kind of innovation. In fact, I would argue it's the only kind of innovation. Making new things exists on a completely different level.
Second, you are right that for start ups the biggest need is guidance. But I balk at your 100/month figure. Cost of living is a cost. Even in the cases when it isn't monetary (say living in your parent's basement), there's an opportunity cost.
Regarding the 100/month, my starting point is that you've gotta live anyway, regardless where your efforts are. I understand your view, I am trying to change it in self, and found that I approach my business efforts with much higher perseverance... = I am doing it no matter what, and I will find the cheapest way to do it, it's worth it!
Good Luck!