are they trying to say that foreclosures are more in non-white areas??? the stats in general says that new immigrant and non-white demographics has a higher savings ratio than average whites - the personal family debt is humongous amongst whites because of their buying habits of possessing everything big, big car, big house, big TVs, etc. ending up in BIG LOANS & MORTAGAGE!!!!!!!!!

i guess the non-white data is more of a help to non-whites than the so called real whites :)