Plan A) Don't fail. If we are able to bring in a moderate level of revenue, we could probably cover the costs of repayment, even if we had to halt further development.

Plan B) Suck it up, and pay for it for the next 5 years. Obviously, this plan sucks, but it's better to have tried, isn't it?

I'd love any other ideas for financing- We want to make this happen; I'm just looking at it, and seeing a loan as the most achievable option. I'd love to be wrong ;)