What's so terribly wrong about those scenes?3 middle class professionals (2 in that scene) all sharing a single grungy studio apartment. One of them is unable to wash his butt because none of them remembered to fill buckets of water during the 2-3 hours/day when the water worked.
You have absolutely no idea what you are talking about when you suggest the poor American works 3 jobs. He probably works 0 (http://www.bls.gov/cps/cpswp2011.pdf), unlike the Indian who is typically working mon-sat (mon-fri at a good IT company). Crime is a huge problem - just ask any woman of reasonable attractiveness.
As for having a "real family", the poor American can choose to marry a woman of good character before having children. He typically chooses not to.
Look, you can complain about "I can't afford a new iPhone poverty" and "omfg someone with a job makes 8x more than my welfare poverty" within the first world all you want. But don't project these intuitions onto India and other nations suffering from real poverty. It leads you to conclusions that are utterly ridiculous to anyone who knows what they are talking about.