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Help me out here, I'm not sure if I'm following: Is it _not_ possible to transfer money from Bank A, your account, to Bank B, your brother's account with that system? I.. guess I'm missing something, because that surely cannot be true - that's how I pay my bills.

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Yes, it's not possible. This is the very same way my wife and I were running bills for years, and yes, that's why I didn't move to Simple due to that feature not being there.

Interesting. So, if you forgive my ignorance once more: How do you use a Simple account? I mean.. What can you do with it? Grab cash from an ATM only? Write (oh my god, please say no) checks backed by that account?

In other words: If you cannot transfer the money to a different account, how do you USE the money at all?

You still have a debit card that you can make purchases anywhere with.

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