It's your responsibility as a driver to pay full attention and avoid crashes. Isn't that hour 1, day 1 of driver education?
But on the note of your bike, full attention includes things other than you. It includes the opposite lane, the speed limit, people behind them that might not stop if he hits his brakes and so on.
As a side note, there's a lot of sharp emotions directed at what people are saying and the verbage people are choosing is, I think, unnecessarily harsh and in some cases mocking. We need to tone that back.