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Comment by kaiserama | Hacker News Reader

I'm not a YC founder but I got an individual plan from Blue Cross Blue Shield (MN) through ehealthinsurance.com. It is an excellent plan (so far) and wasn't nearly what I was expecting to pay (<$150/mo).

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Is it a high-deductible plan?

Also, I've dealt with BCBS in the past and could never get anyone on the phone if I had an issue.

I highly do not recommend BlueCross Blue Shield. They are not a reputable company. They will cancel your plan without telling you. I went to a doctor once thinking my plan was fine only to be told days later that my insurance had been canceled months before with no notification from BCBS and becuase it was beyond 60 days, they would not reactivate my plan, even when I offered to pay for the months when it was canceled.

YMMV, but I will never be a BCBS customer again.

I had a similar experience with BCBS. I paid them for insurance while I was between jobs. Called them up when I ready to cancel to find out that I apparently had a one-month plan. Umm.. OK? Who signs up for a one-month insurance plan? (Obviously I didn't keep a close tab on my bills.)

Insurance has come up a couple of times on reddit and there are always comments about how bad BCBS is. Even several comments about how doctors will say they're booked just to avoid dealing with BCBS.

BCBS isn't a single company; it's an association of independent health care plans of varying quality.

You're correct, mine was in California. But they've tainted the reputation of the brand IMO and I won't use any of them from any state anymore.

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