In theory, I should do testing for verification and or "declaration of conformity" for any run over 5 devices where I have a clock over 1.705 MHz for a battery-only device or over 9 kHz (yes, KILO-Hertz) for a digital device that plugs in, even to recharge batteries.
UL (or equivalent) testing/listing isn't required by law, but represents additional possible expenses if you want to sell to consumers.
It's already pretty daunting, tech-wise, to make the leap from "I have an idea" to "works on my bench on protoboard" to "works on my custom-designed PCB", but at least the out-of-pocket costs and risks are low there.
It's a much greater leap, cost-wise, to get the FCC paperwork in order, even for "unintentional radiators", to say nothing of trying to get a BTLE or wifi device certified.