Is there something specific about the camera in the Iphone that would preclude doing a similar thing to android phones? Or is it just a matter of uniformity of the housing?
You can buy a pro-sumer device for that money:
The E4 can be modified for 320x240 support (at least the older ones could, don't know if they've "fixed" this or not), but it sounds like Opgal's sensor is even better in that respect.
That might be a dirt cheap way to get a passable IR cam.