No damages?

- Go through your entire credit history over a six month period looking for illegitimate charges. (Many people, such as myself, use a single credit card for most of their payments -- that's thousands of transactions.)

- Wait a week for a new credit card to arrive in the mail, and hope none of your automatic payments try to charge the old card while you wait for the new one.

- Update all of your automatic payments. Doing it once would be one thing, but every time one these breaches happens?

None of these are the end of the world, but they're certainly not "no damages".