The table listing the "confidence" levels of the providers is designed to impart a certain amount of trust on the end user. The provider is basically saying "you can trust me, not because you can see how I operate my network, but because I'm willing to put my money at risk through an escrow statement that is applied to all my customers". This isn't really useful to everyone as Sue's use case may have a high net worth and Bob's use case has a low net worth.