Ok that is fine but where is the correlation between what someone feels in their gut and what ends up being true in the end?
Plus, what is the downside risk of being overly cautious since that has to be factored in.
If the gut is based on things that you have observed in the past, or your personal experiences, then it is also possible that you will jump the gun by being overly sensitive and matching a pattern incorrectly. [1] In that case you could be wrong. I guess what I am saying is "it's not that simple" as trite advice typically makes it sound.
"minimize potential loss" also means "avoid potential gain".
[1] This actually happened to me and although this is just a single example which I highlight and where I choose to ignore the gut and plug on, in my particular case I am glad that I had done so. (Was with a relationship..).