Nope, I'm not calling anyone lazy! It is certainly whining. Maybe it is justified whining for some, but in my experience it is not. Either way, I think there needs to be some perspective here.
To your point: there are noise-cancelling headphones that don't require music. Constant disruption is a cultural issue. I work in an open layout where I am rarely disrupted because people know better than to bug that guy with the intense look on his face and his headphones clamped on. The open layout means that they can see clearly when it is ok to engage me and when it is not.