Say there are 10 people in this crowd. The optimal solution for the 11 of us is obviously to have my car drive off a cliff to the right, not into the crowd on the left. However, for me, the optimal solution is obviously to not drive off a cliff.

However, your argument omits a couple of interesting details. First off, if a car can have uncontrolled acceleration, it can likely have any number of glitches. It may for example think it's accelerating uncontrollably, and try to throw me off a cliff. Or it may think that the cliff is a small ditch. Or it may think that a bunch of balloons tied to a mail box is a crowd. If you are a programmer, what would you rather debug: code that prevents uncontrolled acceleration or code responsible for killing the driver by recognizing crowds and cliffs?

The other details is whether the metaphorical crowd should even allow me to buy a car that has logic built into it to drive over them. What if instead of a cliff and a crowd it's actually two different crowds of different sizes? What would a human driver do in these cases?