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I don't see why living in a home and investing in it are mutually exclusive. The way I see it, my monthly housing payment is an investment in addition to a cost of living. Sure it costs more in maintenance, but you also get more customizability. You can paint the walls whatever color you like. You can tear the carpet up and replace it with hardwood or vice versa.

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I agree. What I am saying is that don't buy a home just for the financial reasons. Of course, there is a value in building equity over time if you stay long enough in the house. But take that as an added bonus and not a must have requirement because this is exactly what burned a lot of people after the 2008 crash.

I disagree, I think you should buy them for financial reasons, just maybe not as financial investments. Over a lifetime of providing shelter for yourself, buying your property almost always works out better financially.

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