To be precise, JP Morgan agreed to settle a case in which another bank they purchased did insufficient due diligence. The charges in the article you link speak of negligence, not lying.

In the other case, I assume you know the difference between errors and deceit, so I'll withhold any comment on that.

I didn't mean to say I thought your account was a throwaway. Just the comment -- in other words, I found it thoughtless, seeking of thoughtless upvotes, and still do.

Banks practicing willful fraud as the subjects of this press release did remains a fairly rare phenomenon.