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This whole scenario is highly amusing

APublicManon Student loan forgiveness plan can move forward, federal judge allows

I feel bad for those who have their lives ruined by student debt without compensating income, but I need some reform with any bailout.

APublicManon A Taxonomy of Tech Debt (2018)

My experience at big corporate is that (edit: unmanageable) tech debt is caused by undisciplined and unorganized scrum team.

When you have a proper backlog of tickets, including tech debt tickets, the team will eventually fix the tech debt when there are not enough feature tickets to exhaust capacity.