I was disappointed when I found this isn't a service that delivers Publix Subs.
21 karma · joined March 29, 2010
Spent the last hour looking at android phones. There are so many it is overwhelming
Ya, this isn't true. the ACH spec does say 3 business days, but 2 of those days are for redundancy. In all normal cases a transaction submitted today can and will post tomorrow. Your bank may not allow this for individual transactions, but it isn't because ACH can't accommodate it.
Source: I run a payroll company doing $1B annually in ACH transactions.
and remove any that are old/you aren't using. You'll see a speed up.