MegaButts

> Before May 2020, M2 consists of M1 plus (1) savings deposits (including money market deposit accounts); (2) small-denomination time deposits (time deposits in amounts of less than $100,000) less individual retirement account (IRA) and Keogh balances at depository institutions; and (3) balances in retail money market funds (MMFs) less IRA and Keogh balances at MMFs.

> Beginning May 2020, M2 consists of M1 plus (1) small-denomination time deposits (time deposits in amounts of less than $100,000) less IRA and Keogh balances at depository institutions; and (2) balances in retail MMFs less IRA and Keogh balances at MMFs. Seasonally adjusted M2 is constructed by summing savings deposits (before May 2020), small-denomination time deposits, and retail MMFs, each seasonally adjusted separately, and adding this result to seasonally adjusted M1.

EDIT: Of course since M1 is what really changed, M2 is effectively the same.

I didn't realize there were many people defending credit scores. I mean yeah, I would just assume they should be illegal. At least in their current opaque form where it's impossible to contest or even get someone to explain your score to you.

I'm not saying LLMs are useless, but I do not understand your use case.

Like I said in my original comment, look for the signal in the noise. If you believe there is no noise then your search is already over.

It's exactly the opposite. I'm treating him with enough respect to think he can think for himself. You're assuming he's an idiot and needs to be coddled. You're actually being condescending even if you mean well.

> Is this random guy making 8.50

Why does his pay matter? It feels like an assumption that he's dumber because he's not well paid.

> supposed to read your mind

No, he's supposed to read my words. If I believe a peer could understand me easily, why do I need to dumb down what I say for him?

I've worked retail before. There are people that are just assholes and there are people with legitimate complaints. I laugh at the assholes and they make my day better, not worse. It's the people with legitimate complaints that I try to actually help.

"You cannot possibly be this dense" is referring to whoever is making the decision. If the support team has the ability to overturn this decision, and they maintain the decision, then they are indeed the problem and deserving of far more abuse than that. If they are unable to change the decision then why do they care if I insult their company policy, especially since they hopefully have the autonomy to recognize the stupidity of it? They should be able to laugh about how dumb it is too.

You are asking me to be civil with twitter when they are not being civil themselves. I have no respect for hypocrites.

This is your idea of verbal abuse? Obviously this is subjective, but I would laugh at you if you said this to me - like literally laugh in your face.

No, at some point you have to say the problem is being overly sensitive towards anyone complaining about your fuckup. The guy is right, and they fucked up - he shouldn't have to bend over backwards because they're fucking babies. Maybe they should try to have some accountability and integrity and try to fix the problem rather than get all pissy about someone who's being civil (the problem is nobody can agree on what's civil, and I understand this is not an easy problem). From my perspective, you are the problem here. And that's the thing, everybody sees it differently.

I am not an expert on this. I'm just reading the comments.

Sure there is. It's an interesting conversation to me and it's being pushed away from the front page. I didn't say it was foul play, I said it was ironic. The algorithms are so fearful of controversy they push away interesting topics.

Also, I've emailed the mods many times before. My experiences have been mixed.

That said, it's easy to be critical and hard to be constructive. I still come to HN regularly so there's obviously something to it. I'm not pretending to have the magic bullet to these problems (some of which I believe are fundamental/intractable).

EDIT: I find it ironic this post has fallen off the first page of HN before I finished this comment, despite having many comments and being something I find interesting.

Have you considered the possibility that the reason the myth is pervasive is because it's true, and over time HN is becoming more and more like reddit? It seems to me if the users continually complain about the same problem, maybe there's something there. "No, it's the users that are wrong!" requires a lot more than handwaving if you want me to take you seriously. As someone who's been using HN for years, I absolutely believe it becomes more like reddit over time.

How many of today's startups are just servicing each other with VC money? This isn't meant to be flippant - I'm genuinely curious (and while I bet it's a lot, I am skeptical it is overwhelming).

I mean if we really look at some of the business models for these companies, they're clearly unsustainable. Uber is a prime example of a company that seems destined to fail. If your unit economics don't work then you're fucked, and even if you raise literally tens of billions of dollars you will eventually run out of money. And yet companies like these are held up as prime examples of unicorn success stories. It's not just Uber - there are serious problems with many of the most acclaimed startups.

Obviously not all startups are terrible, but as someone who isn't a VC (but once considered becoming one), I think tech investors are unable to see their bias for just how awful most tech companies today are.

https://youtu.be/xJxwvZ5SE_c

Because jazz+jazz=jazz

https://youtu.be/GAbg8X9-uBI

https://old.reddit.com/r/worldnews/comments/w1ahrq/scots_tea...

> Neither Guidestar nor Charity Navigator (the two largest global watchdogs of nonprofits) list/provide any information about this non-profit, Global Oceanic Environmental Survey Foundation. It appears to be a Greenpeace-type cause-based organization.

> That's because GOES isn't actually a charity, it's a project of Clean Water Wave Ltd...a company that sells water filtration solutions.

That doesn't mean we can't research it, and certainly we can discover things that are useful. But there's really no reason to believe immortality is achievable. And honestly there are lots of works of fiction on why it's actually bad for humanity.

Agree to disagree. Cheers.