Getting the same. One fails with denied by bank, and the other fails with "wrong authentication". Their credit card processing website seems to kinda suck..
It's nice overall, but the timing for making items appear is a little slow. I was past most headers by the time they appeared, and I don't think I scroll too incredibly fast.
The wizard diagram listed on the patent is a complete rip off of the rules dialog included as part of Outlook. I don't have a Windows version of Outlook available right now, but it's very similar.