Well maybe we can claw back the bonuses. You're right and I did think a bit on that after writing the comment. But there should be a clear incentive still to not go bankrupt and make their shares they hold worthless. With or without making depositors whole via ramping up the printer, your scenario still would make sense since even without the Fed backing, they could still just walk away couldn't they. The depositors would be left to sue to return the funds no? I've seen some good arguments to cover 100% of the deposits, but actually _regulate_ the banks instead of allowing their yolo fest.
The government controls the amount of dollars. It's not paying back out of coffers, just print the money. But if you really want to, you could cover the deposits from FDIC which is insurance paid by that bank. Secondly we're not bailing out banks. We'd be bailing out the depositors. The banks and their stock is free to go to zero, everyone is fired, etc. I think you've conflated two different things.
I imagine this multi ton machine running over a fence, into a tree stump. The stump disconnects the wheel from the axle and it's no longer able to drive.
I think what we're saying here is changing the oil is not allowed. You can't change your own oil, or use third party oil because there is a detector that says this oil is not John Deere brand oil. The engine is now deactivated and you must call a John Deere technician to put in the encryption key to unlock the engine. Your next available appointment is in 938 days. Please note, we have a higher than expected volume of repair calls than usual this year. Your appointment may be de-prioritized. Sorry for the inconvenience.
This is an odd comment in my opinion. Do you work at John Deere? I ask only because you say you are familiar with their testing environment. I don't think your horror scenario is realistic. How many farms are located in a neighborhood? If a farmer destroys property they are probably liable. I don't think John Deere is restricting repairs to protect random property damage since since I've never heard of that happening before.
Which LLM can run on apple's neural cores / GPU cores? I can only run on plain ol' CPU cores (llama), and it runs fine on my Ryzen CPU for less than half the price of that system. That being said I'm switching from Ubuntu to Arch cause I'm sick of all my packages being way out of date!
I tried to touch on that in my comment. I've used training methods such as LoRA: Low-Rank Adaptation of Large Language Models. I feel they work well to train it on a specific subject, but it's at the cost of over-riding other weights in the model, and it tends to distort things that are unrelated because what a ML model considered to be related is likely not at all what we as humans believe to be related. I've tried LoRA in the context of stable diffusion only. You can see images using LoRAs can be tricky, and even harder to combine 2 LoRAs etc. Adding too many LoRA modifiers can straight up give distorted messed up images.
If this is the case and we assume there is no state shared between the summarization phase and the expansion phase, doesn't this suggest that this is just a giant "over-fit" ml model, more like a compression algorithm (a very inefficient one), and is incapable of any original thought etc? This is my hypothesis. I mean another giant downside of the LLMs today is the fact that they are incapable of learning without throwing massive amounts of money and compute at the problem which I assume would be retraining ALL the weights from scratch. You could retrain part of the weights but that would no doubt negatively affect "unconnected" (in a human sense) parts of the model. Is this even sustainable at all and will it ever be?
I said it looks ok, not good. My comment is mostly about me being surprised a valid regex came out. I also asked it to write a regex to parse html which it happily answered. What does gpt4 say about parsing html ;)
I did not verify this regex, on the very surface scan seems OK:
./main -m ./models/7B/ggml-model-q4_0.bin -t 4 --temp 0.7 --top_k 40 --top_p 0.5 --repeat_last_n 256 --repeat_penalty 1.17647 -n 1024 -p $'Here is a handy short form regex to validate an email address:
'
Here is a handy short form regex to validate an email address:
^([a-zA-Z0-9_.+-]+@[a-zA-Z0-9.-]+\.[a-z\.]{2,6})+$
The first character can be either uppercase or lower case. The second group must contain at least one letter and the third group may contain any number of characters (up to 5). The last part ensures that it ends with @ followed by two more letters separated by dots.
If you want to make sure that your input string contains only valid characters for emails then use this regex instead:
\A[\w.]@[\w.]\.\w{1,4}\z
I can take a stab. I imagine, if everything else stayed the same (rent, food etc) and the government raised income tax, companies would be forced to pay more wages to cover the gap. IE most of the increase would come out of the employer's pocket, because there is a minimum they ultimately must pay in wages in order for workers to afford rent food etc, and if the minimum is not met, why bother working?
The fed has backstopped the FDIC. Instead of letting taxpayers foot the bill, of which are majority of payers are the very wealthy, they will foot the bill via inflation by rolling back some of the QE. Sure it's just a loan but what if the loan has no one to repay. Who will repay this loan in SVB's situation (the shortfall of asset sales to account balances) maybe I am misunderstanding. The money to cover the shortfall of the FDIC was conjured. It will find a way to your grocery bill. If all the banks are paying a fee to foot the bill, the payers of that fee will be you the customer.
If the future could affect the past, it suggest that then if time reversed, you would notice something unusual right? Kind of like suggesting there is a side effect in your function (consciousness). Kind of like how today, past events can influence the future like we act differently from learning from mistakes.
You're not giving them enough credit. Pun not intended. They paid down high interest accounts with the spare cash hence the evidence I saw, fico score increase across the board. If they had just been taking on more debt with the same income, fico scores would decrease. It's essentially a ml model for predicting the risk of default.
The trend has been that people are using bailouts, stimulation, and low interest loan consolidation to pay down high interest credit accounts since the pandemic started. I worked in underwriting for a few years, into the pandemic. The FICO scores have been steadily climbing ever since the beginning of the pandemic, and even years before, despite the fact that consumer behavir was not changed. It's only my hypothesis of whats going on. Thankfully I don't work with credit anymore. I think this jives with your statement, but doesn't mean the article is meaningless overall.
Yes good hard numbers. The problem is many still consider it a shortage because they think that hoarding their starter home when they've moved on to home 2, and 3, and so on means a shortage still. The hoarding has in fact led to a shortage of homes available to buy. Why would they sell the accumulated properties when they are ramping up in value significantly each year, and only recently took a almost insignificant claw-back. If they all just continue the seller's strike, they can hold on to the value. We need to increase the holding cost of vacant properties significantly I believe to make a dent in actual affordability.
Not sure I can correlate these things. We just have 1 little data point, a recent surge of articles about layoffs in the news. The real labour stats are showing record employment levels.
Would it make sense to hire as many people as possible right now, to lock their salaries in at a much lower price than it will be in the future, due to inflation (if they think the pivot is coming)? Just throwing random ideas out but I do know one thing, I know very little :P
I am in the same camp as you. But I think the approach of "cut x% over and over" to keep the stock afloat at some point is not going to work forever, since a company is not very competitive at 0% of its original engineering / get things done work force. Heck if the markets were truly free markets and stock price was based on fundamentals, we may even start to see highly paid senior leadership cuts over lower level employees. Call me crazy.
I'm in the same boat. I've been using TypedDict all over the place and it's quite nice! The only plus side to dots I had was the IDE auto-filling it, and my IDE seems to work just fine with TypedDict.
I have a lot of experience messing around with these. It looks unchanged from godot 3.5 to 4.0 for the skeleton things. I actually wound up writing my own, which just copies rigid bodies matrix to each bone manually using gdscript.
I as a manager join the stand up, and I offer to the team the things I am working on and the blockers I am dealing with, just like everyone else in the standup. Maybe it makes more sense for me because as a manager I have a little bit of dev work that happens as well which is maybe just a culture thing at my work place. I can see how it would be detrimental to join standup and be seen as an auditor of all the things that the team is working on.
https://youtube.com/@TheArtofCodeIsCool has been my favourite so far, and he focuses on writing shaders. This seems like the next logical step thank you for sharing!
I'm curious how policing the no smoking is somehow easier than policing littering your cig butt. And so what, are the anti smoking police giving smokers tickets while ignoring actual littering of plastic and pollution cause hey, it's impossible? I don't see the problem as solved. But then again I'm being a bit ignorant of your specific situation.
Could repairing an ev in your driveway run afoul of this? Sounds like yes.
Leaking oil into the ground and air conditioning gasses into the atmosphere is already illegal. It sounds like preventing car repair is purely a nefarious regulation, whether it be an attack on rights to repair, or preventing depreciation of some over inflated asset. I would love to explain this away with simple ignorance. If so, let's just repeal this ridiculous regulation.
I think part of the problem is that criminalization of heroin is what made fentanyl so wide spread, since it is much smaller volume and easier to smuggle about. A side effect is that it's much easier to dose incorrectly and kill people. If opioids could be decriminalized, then people may be given access again so safer versions of the drug. Also other benefits like getting testing kits from police etc. without the fear of jail time.