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biohcacker84

17 karma · joined January 27, 2025

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biohcacker84··on No one is disrupting banks – at least not the big ones
US Banks are much worse at serving common people than many other old big banks around the world, certainly compared to Germany's banks for example.

And yes it is thanks to a byzantine system of history, regulations and very few Americans travelling abroad to experience radically better systems.

biohcacker84··on No one is disrupting banks – at least not the big ones
Uhmm... isn't that what crypto is basically?

Per Mark Marc Andreessen the Biden admin tried to shut down crypto entirely But with the new administration we'll hopefully see growth and real competition to the old banks.

biohcacker84··on Marginalia – A search engine that prioritizes non-commercial content
I've noticed an uptick of new search engines.

Likely because of the enshitification of google.

But what is most on my mind, is how the enshitification of google might have affected the global economy.....

Allow me to try and explain. Market efficiency is deeply tied to market information. And early google was fantastic at providing accurate and valuable information. It's hard to put into words, and I am not aware of any studies, but it felt like it sped up and/or made the whole economy more efficient.

And today it feels like that has been lost. And I wonder if there could ever be formal accounting to detect how much peak google contributed to.... not so much GDP, but how the economy functions. And compare to today.

biohcacker84··on A layoff fundamentally changed how I perceive work
I feel fortunate it's not layoffs that made me cynical. But working for mid and big companies.

I had the incredible luck of starting my career as the first hire and thus lead developer right out of college. The startup which hired me eventually ran out of steam, but the experience I got is priceless.

Now big corporations on the other hand are a shit show, and from what I can tell have always been a shit show. Have laid me off 3 times. And none of it has affected me much. Always quickly found another good position, and that's with being absolutely terrible at live coding challenges.

I'd say try to find work you're interested in. If you can, also try to keep your commute as short as possible. And live in a place you like.

And good luck.

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