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cesarbs

1,144 karma · joined August 19, 2011

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cesarbs··on Ask HN: What simple tools or products made you loads of money?
Have my upvote :)
cesarbs··on Baidu’s self-driving cars begin public test in Wuzhen, China
I'm originally from Brazil, so I've seen my fair share of traffic awfulness :) What I see in Bellevue is mild in comparison, but just as an example, today someone cut an entire lane in front of me to enter their garage.

An almost weekly occurrence is seeing people stick half their car onto the street when leaving a parking garage I drive by often, and only then stopping to watch for incoming traffic. I've parked in that garage before and I know there's plenty of visibility from the exit; it's like people don't realize there's a whole chunk of metal before the driver's seat.

cesarbs··on Baidu’s self-driving cars begin public test in Wuzhen, China
And yet every now and then I'll be stopped waiting for a blocked intersection to clear before advancing, and the asshole behind me will start honking.

I live in the Seattle area though, not NYC.

cesarbs··on Baidu’s self-driving cars begin public test in Wuzhen, China
I live in the Seattle area and I see people doing "dumb ass" things on the road every single day.
cesarbs··on “I have toyota corola”
Being a leader does not justify being an asshole.
cesarbs··on Why 30 is the decade friends disappear
One of my best friends lives across the world in the southern hemisphere. Another lives across the Atlantic in Europe.

Some weeks we chat online almost every day. But sometimes we'll go 2-3 months without communicating at all. When we touch base again, the friendship seems as great as ever.

To me those are the best kind of friends :)

cesarbs··on Vancouver plans to tax empty properties 1% of their assessed value
New land can't be manufactured.
cesarbs··on How Japan Prepares Its Children for Independence
> Everything is organized.

My wife and I are immigrants from Brazil and this is one of the few culture shocks we've suffered here in America. We moved here when our daughter was 4 (she's 8 now) and comparing her ongoing upbringing to ours back home can be interesting.

Birthday parties in America have an exact start time and an end time. Not only that, those parties are almost always organized around planned activities which also have a start and an end time (e.g. first 45 minutes they'll play in the playground, next 45 minutes they'll play some game, final 45 minutes they'll have pizza and cake). This is the case even when parties are at home.

But the party stuff is fine. It's just how it is. What bothers me somewhat is how my daughter's day-to-day activities are a bit too organized. Both at school and at her after-school care place, every minute of her day has some kind of label attached to it (e.g. "Power Hour" in after-school is homework time). Everything they do at school has a quirky label attached to it to too, instead of just being called what it is. Every activity has a name and a time and a specific method to how it's supposed to be carried out. If they're going to learn values such as respect, focus, etc., there has to be a label attached to it (e.g. "Reflections" or "Values Initiative" or whatever) instead of those things just being taught for what they are.

Her teacher sends us weekly emails to keep us up to date with what's been going on in class, and I feel overwhelmed trying to learn all the labels and names and whatnot. Of course my daughter gets super upset when I don't remember what one of them is about. It doesn't help that some have similar names, like they have both Reading Club and Reading Partners for reading, and I'm supposed to remember the difference :)

While there's a good side to everything being neat and organized, I've seen this lead to some level of anxiety. My daughter sometimes expects the same kind of organization at home, like there should be a specific time and label for everything she does. She gets upset if we eat a meal outside its normal time (e.g. late lunch on a weekend) because she then she says can't call that meal by its name because it wasn't at the right time. This leaves me a little apprehensive that she will grow up to be a schedule-follower, with such schedules always being defined by other people. That's basically the opposite of how my wife and I are.

cesarbs··on Donald Trump’s Contract with the American Voter [pdf]
A lot of what's in there seems pretty reasonable, but:

1) The whole border wall thing is just ridiculous. I thought he had given up on that. Why would Mexico have to pay for that? If the US wants to build a wall, fine, build it and pay for it. It doesn't make sense to demand that Mexico pay for it. It's like building a wall on your property and demanding your neighbors pay for it.

2) The FDA thing is scary. Regulations and processes are there for a reason. I'll be very wary if this goes through and I ever have to take any medication that's not established in the market.

cesarbs··on Ask HN: What's next after ransomware
I suspect that pizza would be delivered by a police car :)
cesarbs··on Why does software development take so long?
> Programmers have no standard certifications, and in fact are often actively hostile to standardization and formal training.

I hold the unpopular opinion that we need those things. The current state of things is that we're not much more than kids hacking away on computers with minimal supervision.

I'd love to see most (if not all) software written with the rigor required to write safety-critical systems.

cesarbs··on Errors from Microsoft's Cloud
objectify Jude -> objectively judge? :)
cesarbs··on Most Germans don’t buy their homes, they rent
> paying monthly a landlord so he doesn't have to work.

Try telling that to a landlord. Being one is a job in itself - or you have to pay someone else a good chunk of money to do the work for you.

cesarbs··on Nevada’s $35B fund manager does as little as possible, usually nothing
If anyone is curious about their asset allocation, here's a recent document detailing it:

https://www.nvpers.org/public/investments/pers/PERS-Investme...

Pretty vanilla 3-fund portfolio plus 10% split between private real estate and private equity.

cesarbs··on “If you get a C or lower, I’ll buy you a present”
> former teacher

Sorry but I'm going to be that person :)

How much do you think parents should be involved with kids' homework?

My wife and I got tired of the daily battles with our 3rd grader over homework. Until a few days ago one of us would review it at home and point out any mistakes. The response to any mistake was a fit of rage. Our daughter gets extremely frustrated whenever we point out she did something wrong.

So we decided to try a different approach. We told her we won't review her homework anymore, unless she explicitly asks us to. Her end of the deal is that at the end of the week she has to read her teacher's feedback and take note of what she got wrong, and figure out how she could have gotten it right.

Do you think it might be a good strategy?

cesarbs··on “If you get a C or lower, I’ll buy you a present”
Exactly, it depends a lot on the kind of person you are. I know my daughter is not a perfectionist. If I offered to reward her if she did badly at school, I'm pretty sure I'd be buying her gifts every week.

She does well in school by the way - because we constantly nudge her to. We don't put pressure on her for perfection though, just for decent results.

cesarbs··on I Won $104M for Blowing the Whistle But Was the Only One Who Went to Jail
Could this happen to the backdoor Roth? I know they've clarified the "mega" backdoor Roth, making it perfectly valid, but AFAIK there hasn't been word on the backdoor Roth.
cesarbs··on In Investing, It’s When You Start and When You Finish (2011)
P/E ratio, or, more likely, CAPE. P/E stands for "price to earnings" - it essentially tells you how much you're paying in a share of stock for each dollar in future earnings.

P/E is calculated at a point in time - current price over last reported earnings. The CAPE (Cyclically adjusted price-to-earnings) ratio is a better measure because it's calculated based on the last 10-years earnings. It's somewhat predictive of future stock market returns (10 to 17 years out), albeit with wide variation.

Right now the American stock market is very expensive. Take a look at http://www.multpl.com/shiller-pe/. Many international markets are not, though: http://www.starcapital.de/research/stockmarketvaluation. Current American market valuations have most people expecting very little real (inflation-adjusted) returns from the stock market over the next 10 years.

cesarbs··on America’s ‘quiet catastrophe’: Millions of idle men
That's a reasonable claim, but do you have the numbers to back it up?
cesarbs··on I'm choosing euthanasia etd 1pm. I have no last words.
I'm sorry, but what is the connection between those two?
cesarbs··on The Economics of Dining as a Couple
Wife and I dine out as autarkies and have had no trouble with it so far. The author seems to imply that the only reasonable thing there is is sharing everything. I strongly disagree with that.
cesarbs··on What I Learned from a Stroke at 26: Make Time to Untangle
I'm 28 and have severe hypochondria, so this article was a terrifying read. Having a stroke is my #1 fear. But reading it makes me feel good about having shifted my attitude to work after I got married. I don't think I'll ever be the workaholic that I was in my early 20s, because my priorities have shifted so much after getting married and I've become especially frightened of the idea of stressing myself out to the point of suffering something like a stroke. The last thing I want in my life is to burden my wife with having to take care of a disabled me.

In fact, I don't think it's only work that can lead to bad health issues caused by stress. I have my whole routine designed to have a low stress life. I avoid bringing in anything into my life that might be a major source of stress. I keep everything as simple as possible.

On the symptoms side of things though, I now have to go to the doctor. Again. Reading about the buzzing in the right eye and the tingling was terrifying because I've been feeling something similar for the past few months. So onto my 4th brain scan in the past few years... Sigh. Hypochondria is a bitch.

cesarbs··on The Age of the Superbug Is Here
It used to be like that in Brazil, but in recent years Anvisa (the Brazilian equivalent of the FDA) tightened policy on this and now people can only buy antibiotics with a prescription.

BTW, in my experience Brazilian doctors prescribe antibiotics a lot less than American doctors.

cesarbs··on Ask HN: Which podcasts do you listen to regularly?
Mad Fientist: http://www.madfientist.com/podcast/
cesarbs··on Investing for Geeks
Actually, I've tried doing that. It worked for a while until one at I thought, "does Vanguard keep the course?" Turns out that when you look at it, they've made numerous "tweaks" throughout the years, and often bad calls. They definitely chase performance. Increased stock allocation right before the housing bubble crash. Increased international allocation when they saw it was performing well. Besides, they hold international currency-hedged bonds, something that no one seems to be able to come up with a good reason for.
cesarbs··on Investing for Geeks
What I meant was that he recommends that the average investor should invest in the S&P 500 or total US market only. He doesn't seem to think people should invest their money abroad.
cesarbs··on Investing for Geeks
Bernstein :)
cesarbs··on Why Do Tourists Visit Ancient Ruins Everywhere Except the United States?
> You (almost certainly) can!

In theory, yes, but I'm married and have a kid. No way I'd be able to make the lifestyle change. Hence, you're my hero, living the life that I can't :)

cesarbs··on Why Do Tourists Visit Ancient Ruins Everywhere Except the United States?
Can you recommend any of those near-deserted places in WA?

Also, you live in an RV - you're my hero! How I wish I could do that...

cesarbs··on Are Index Funds Eating the World?
They're a fund of funds but not an index of indexes. An index of indexes would be composed of indexes weighted by how much money is invested in each. Vanguard's LifeStrategy funds have fixed allocations to each underlying fund.
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