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damassively

7 karma · joined June 20, 2017

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damassively··on Ask HN: What personal finance advice would you give your 25yo self ?
I'm not 25 yet but this is my (current) course:

1. Reduce all bills/belongings to bare essentials to live minimally.

2. Pay off all debt while maintaining $1,500 emergency fund.

3. Save 6 months living expenses.

4. Invest in yourself with excellent groceries, gym membership/local park visits, medical/hygiene care and other healthy habits.

5. Invest in Vanguard's Total US Stock, Total International Stock and Total Bond ETFs (% as age) and don't touch it.

6. Invest in building your own business - tech or otherwise.