dheller

Thanks for letting us know - should be back online now

Oh I see, because you've fixed retirement expenses to equal working expenses. Thanks for the clarification

I think this is an interesting tool, and it's very easy to use. I had a couple of thoughts:

1)What does the withdrawal rate measure? I took it to mean the % of your portfolio value needed to cover your annual expenses after retirement. Might be worth clarifying this somewhere.

2) Would be cool to see a similar chart for annual rate of return (if for nothing more than to drive home the importance of savings rate).

Either way, I think it does a great job of highlighting just how big an impact little changes can have.

The biggest misconception I see here is treating WP8 vs. Android vs. Apple as an isolated purchase.

Microsoft's real opportunity in the mobile space will be anchored by tight integration with the PC/Xbox. If a consumer is already running Win8 on their PC and an Xbox in their living room, why wouldn't a Windows Phone be the next logical step?