gab_

I just made some major updates: 1. I can now also create company reports for companies that do not publish a profit and loss statement. 2. For approximately 16.000 companies, I am able to create a monthly credit report. I can do this because, in addition to the financial statements, I include data such as interest rates, unemployment rates, CPI, and so on. This has also made my models a lot better.

Thank you! I will inform myself about this.

As I understand it, the data in the Unternehmensregister is not subject to traditional copyright law. They are publicly accessible, but with the restriction that they may not be used to set up a register of their own where the companies publish the data.

Thank you! I've just fixed the first point. For the second point, I have to look for an alternative to Google Forms. At the moment I am not yet obtaining any data from Insolvenzbekanntmachung. Insolvencies are also stored in the Unternehmensregister. However, this could certainly be integrated quite well.

I only work with public data and not personal data, even if it is publicly available. Anyone can look at the Unternehmensregister, the data that is uploaded there is not for a specific purpose. This data is there to inform e.g. customers, suppliers, creditors, employees etc. about the company's activities.

Thank you, maybe :)

Thank you! Not yet, but it sounds interesting. The possibilities are endless. Currently, I am testing some methods from survival analysis.

The data is very imbalanced; there are very few insolvent companies compared to solvent ones. Therefore, I work with synthetic data in my training dataset. To get the final score, I need to scale the predictions to achieve a heavily right-skewed distribution.

Currently, I am using the method Platt scaling.

Yes, of course, but at the moment the site is only there to try out my idea and evaluate its potential.