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hd95489

148 karma · joined January 27, 2023

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hd95489··on ‘America does so much more to subsidise affluence than alleviate poverty’
I think short term rental lowers that risk by having more renters but none under contract. Air b&b is a terrible thing but also the local maximum for individuals
hd95489··on Maps show how parking lots “eat” U.S. cities
20 year wait list on the community garden.

Wood shops are pretty expensive but not crazy so. The quality of the tools leaves a lot to be desired though

hd95489··on Maps show how parking lots “eat” U.S. cities
You can’t really raise a kid in the city without private school. Large school districts are super inefficient and have to spend lots of money to bring up kids from broken families. High quality schools cheat that problem by excluding poor families through expensive real estate thereby increasing the number of resources per student. It’s not fair but that’s how the game is played
hd95489··on ‘America does so much more to subsidise affluence than alleviate poverty’
You assume a free market economy that does not exist. Rent is a good example because regulation is driving it small land lords in favor of a few large corporate land lords that collude on rent using common algorithmic models.
hd95489··on EPA approves California rules phasing out diesel trucks
My state has been infected by California copy cat syndrome and it’s destroying our cities. Every shitty California policy gets adopted here a couple years later and now we can’t build anything, Pay more taxes and have more crime. The supposed benefits never come through.
hd95489··on CDC team studying East Palestine train derailment fell ill during investigation
Cancer and early death in 10-20 years
hd95489··on If you want to watch games on your tractor, please use your own iPad
You can make up for it with speed so it makes sense
hd95489··on There's something off about LED bulbs
Why? Modern code requires a separate lighting power runs
hd95489··on Ask HN: What have you been getting obsessed about lately?
Planted fish tanks. They look amazingly cool. Before that bees!
hd95489··on Arduino Uno R4
More power but still no rtc on the baseline. The 12 bit dac is an improvement for pulse width modulation.

Though I’ll be honest I think most people use these for smart switches and power modulation devices so better dac is nice.

hd95489··on Introducing 1.1.1.1 for Families (2020)
Why repost? This
hd95489··on Ask HN: Are there banks/crypto companies immune to bank run?
Banks only do community and jumbo in the us. Most mortgages are owned by the federal government
hd95489··on Ask HN: Are there banks/crypto companies immune to bank run?
Same way you did with svb. A stable coin is basically a bank. They take in assets and generate tokens against them. If there is a mass withdrawal they would need to sell assets possibly at a loss to cover it. If they a duration mismatch then they eat the losses come withdrawal time. Go too fast and they depeg and boom
hd95489··on Ask HN: Are there banks/crypto companies immune to bank run?
That’s why your buy low duration. Payroll doesn’t just suddenly happen you can plan for these things
hd95489··on Ask HN: Are there banks/crypto companies immune to bank run?
No, they are more prone to runs because there is no central bank to bail anyone out
hd95489··on Pricey Child Care Is Keeping Parents Out of the Workforce
It’s worse than that because you don’t get preferred tax treatment for childcare so you have to pay for it in post tax dollars, plus on the low end those post tax dollars disqualify you from government benefits
hd95489··on TL;DR on Xi's visit with Putin: China's domination of Russia is complete
So now our greatest resource mining enemy is subservient to our greatest production enemy, win team USA!
hd95489··on Black widows are losing to brown widows in the fight for attics and garages
Yeah I get that steel is a better material in many cases but building code is going to be slow to catch up, or wood simply has a grandfather clause that makes things simpler
hd95489··on Black widows are losing to brown widows in the fight for attics and garages
In think the reason you can’t use metal is because building code is significantly more lenient for wood structures. As soon as you bring metal into the mix you get stuck with more complicated engineering and permits
hd95489··on U.S. lawmakers to examine merits of higher FDIC bank deposit insurance cap
Why can’t it be opt in. If you want the insurance you have to sacrifice yield. Under 250 it’s free but over that you have to pay
hd95489··on Florida Scoured Math Textbooks for ‘Prohibited Topics.’ Next Up: Social Studies
Meanwhile in Seattle we have gone full left wing nutter to balance our right wing nutters. My kindergarten is marching for BLM and we renamed social studies to social justice.
hd95489··on 99% of borrowers have a mortgage rate lower than 6%
If that happened mortgage rates would go up because duration risk on MBS would go from 7-10 years to 30.
hd95489··on LME finds bags of stones instead of nickel in metal warehouse
Those guys are such frauds they make credit Swiss look like a legitimate operation
hd95489··on Vanishing phone customer support is driving us all insane
No you can’t, they monopolize the market place and you dont have any other options.
hd95489··on Vanishing phone customer support is driving us all insane
What bank is that
hd95489··on Vanishing phone customer support is driving us all insane
Yeah but labor in the 3rd world hasn’t gotten significantly more expensive but somehow support dropped to 0
hd95489··on The prison experience Elizabeth Holmes is desperate to avoid
Yeah honestly both of them deserve the death penalty as they stole many lifetimes with of work and value
hd95489··on The prison experience Elizabeth Holmes is desperate to avoid
There is no rehab for Holmes she could have easily been any other functional member of society, she’s just happened to be a scammer that got caught that needs punishment
hd95489··on The Steam Deck is on sale for the first time ever
If there is ever a V2 I’ll probably get it. Then they will iron out all the major bugs and issues and hopefully make it lighter
hd95489··on Windows Market Share Drops to 57% in the US
Honestly I haven’t turned on my windows desktop pc for over a year now I just don’t need the power. I still use the laptop occasionally for websites with a poor mobile experience but mostly mobile has taken over
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