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ian0

1,645 karma · joined May 12, 2014

Payments, Education SEA

ian0@dafr.ink

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ian0··on The IMEI Code: Your phone’s other number
Silent SMS is an incredibly convoluted and impractical way of trying to figure out someones location.

The whole purpose of mobile networks is to track a devices location (so you can route data to/from it!). Of course its easy to do it if your the operator or someone who has compromised it.

ian0··on Ask HN: How does open banking payments work?
Typically open banking refers to a Banks provisioning of Oauth style APIs that allow users to share banking permissions with third parties. So a third party provider (eg payment company, budgeting app etc) can grab your statement data and trigger payments on your behalf just like you would from your mobile banking app.

ACH & SEPA are payments rails, which facilitate the interbank transfer of money. So for example, the app you have given permissions to make transfers to will request a transfer through the open banking APIs to your bank, then the bank itself will use the payments rails to process the transfer.

ian0··on Google asks me daily for my location to improve connectivity even if I say no
An ombudsman is a great route for any telco-related complaints, during my time at least they were flagged with the same (or higher) priority than vip-effecting issues.
ian0··on Show HN: NeedleDrop – Guess the movie from a song
Congrats! Its lovely, especially like the transition after you submit the answer.
ian0··on Ask HN: Who wants to be hired? (March 2024)

   Location: APAC
   Remote: Remote/Hybrid
   Willing to relocate: Open to Hybrid, AU/NZ/SG/MY/ID
   Technologies: Product, Fintech, Payments, Lending, Banking, Remittance, Edtech
Product Manager, past 6 years a founder (Fintech, Series A), prior to that first-PM -> VP Product in a regional payments company. 11 years of exp in all, from IC to building & leading distributed teams of 100+ people.

Deep knowledge of financial services, especially payments. Passion for education, I run a non-profit training teachers. I have an engineering background, still very much hands on. Looking for roles in early/mid stage startups, ideally IC.

Email: ian0@dafr.ink

ian0··on Ledger: Stripe's system for tracking and validating money movement
> have read several practical guides on ledgers and found them interesting reads

Can you share some links?

ian0··on Ask HN: Who wants to be hired? (February 2024)

   Location: APAC.
   Remote: Remote/Hybrid
   Willing to relocate: Open to Hybrid, AU/NZ/SG/MY/ID
   Technologies: Product, Fintech, Payments, Lending, Banking, Remittance, Edtech
Greybeard with decade+ exp building financial systems. Former VP Product, Founder (Series A+ Payments). IC to leading 100+ ppl teams and 0-1 multiple times. Engineering Background & still code but strictly for fun, prefer product roles. Not fussy on title but a bias towards scrappy teams and impactful work.

Happy to chat: ian0@dafr.ink

ian0··on Show HN: SaaS template/boilerplate w SvelteKit, Tailwind, Supabase and Postgres
Thanks for this! I was making something with this stack awhile back and spent too much time in the weeds setting everything up
ian0··on Ask HN: Do you still shop at Newegg now that they have blocked VPN?
Not the OP, but perhaps because they live in a country where the gov blocks lots of useful websites, or they want to see public broadcast material (Eg pbs/bbc) from other countries, or because their ISP sells barely anonymised data to 3rd parts in bulk and on the cheap.
ian0··on Ask HN: Is there an equivalent of Factorio for kids?
I have also been hunting around for something like this.

The closest Ive found is Terraria, which seems to be very popular and has some of the same resource / crafting mechanics

ian0··on Ask HN: Are tech layoffs happening abroad?
Indonesia: Huge layoffs from the unicorns correcting their valuations and a large number of earlier stage startups shutting down. Lots of disillusionment from tech workers over whats been happening, many are trying to move to large corporates / banks, many are struggling to find work.

Theres some sectors doing well, some new fundings happening, but overall slow and layoffs continue.

ian0··on Ask HN: Where Are the Super-Apps?
The super-app premise didn't really pan out in SEA as it did in China. Grab & Gojek predominantly serve logistics use cases (ride hailing, deliveries), their payments/wallet features just backup these. Bill payment & general POS payments are being dominated by the banks and E-Comm took the shopping & pay-later.
ian0··on Ask HN: Who wants to be hired? (January 2024)
Location: SEA (GMT+8)

Remote: Remote/Hybrid

Willing to relocate: No

Technologies: Product, Analytics, Growth, Fintech, Payments, Processing, Financing

Veteran of building B2B & B2B2C financial products. Ive co-founded and led a Series A+ payments & financing co serving schools and prior to this was a Product Manager -> VP Product in a small fintech company. I also founded an Educational Non-Profit focussed on low income vocational school curriculum reform.

My background is in engineering, I code regularly - but quite poorly. Im am however competent in architecture an expert at product & analytics with a large degree of domain knowledge of financial services & educational technology. Ive led large product & engineering teams, mentored a lot more, but honestly grateful for any chance I can find to be an IC.

Ive recently moved to a rural area and am looking to join a remote-first company where I can help build or grow products that have a fun or mission driven purpose. Ideally hands on or leading a small team in a product management like function.

CV on request via email below, happy to chat!

Email: ian0@dafr.ink

ian0··on Motorcycle Ergonomics
Kawi ZX25R, small & fun 4cylinder 250cc screamer sold in Asia. Im quite tall, but its still comfy without any mods and I use it daily. The riding position is not that aggressive (cant find it on the site unfortunately).

In saying that - the first time I took it on a long ride out I couldn't sit down for 24 hours afterwards I was in so much pain, but I attribute that to being a stiff old fart. Since then plenty of long rides, perhaps my joints have adapted...

ian0··on Dengue rates plunged after release of lab-altered mosquitoes
The 2022 mortality rate for dengue in Indonesia is 0.86%, with most of the fatalities being young kids. ~1200 people in 2022. [0]

It could be that the figures match your own as not everyone goes to a clinic when they have it - much more likely when its a bad dose. But a huge amount of people get it each year.

Ive had it twice. Can confirm - it sucks.

[0] https://www.kompas.id/baca/humaniora/2023/09/08/tren-angka-k...

ian0··on What the Goddamn Hell Is Going on in the Tech Industry?
At its core a company is a machine that makes money.

Once the machine is up and running, you just have to avoid not breaking it. An org at this stage can be completely dysfunctional as long as the machine keeps running. Also figuring out the "wins" while scaling are much more obvious than while trying to start.

ian0··on Why can't you multiply vectors? [video]
Perhaps a dumb question, but why do we store embeddings as "vectors" and not "points"? I thought the difference was that vectors have magnitude, but an embedding doesn't have a magnitude - they are just points in an n-dimensional space?
ian0··on Show HN: OpenSign – Open source alternative to DocuSign
An optional paid feature that not many people seem to use isnt a deal breaker really.
ian0··on Ask HN: What do you regret doing or not doing in your 30s?
I started a business in my 30s. Id be careful about that one..
ian0··on Ask HN: What's your go-to FizzBuzz-style interview question?
I push a boiled egg and an egg cup towards the candidate and ask them to eat it like x86 processor.

- If they put the egg in the cup the upside-down, its a fail

- If its right-side up with solid rationale, I know its a senior. Without rationale - I know its a lucky junior.

- If they immediately grab the egg and swallow it without saying a word they are destined for management

- If they take out a cap'n crunch whistle and blow on it while giving me a red card, I have to resign and let them take over the reigns

ian0··on Ask HN: Conflicted about my FAANG work place
Not from a FANG background but was in a high paying senior role before taking the plunge to start a startup ~6 years ago. Also sole earner. I made the decision to do it as I genuinely loved the problem space, building things and had enough savings to take a chance on building something big. I also am less risk adverse than average (and perhaps what is sensible).

I think if your goal is financial independence at this stage, founding a startup is a poor strategy. Perhaps lowing your cost of living somehow and looking at traditional investments to bulk up savings would be a better option. To combat the boredom you could look for a high paid job in a more interesting large company. Or, experiment with side projects and see how you go. Obviously your chances of success are lower when you don't go "all-in", but it gives you a taste of entrepreneurship.

ian0··on Product Strategy in the Age of AI
| But who wants to listen to a computer copy of someone else's voice? No one.

Id imagine a lot of people would be up for doing this if it improved call quality..

If you could reconstruct a persons voice from text in realtime locally on your phone you would only need to transmit compressed text during the call reducing the bitrate a tonne. And those volume issues and difficult to remove voice artefacts would cease to be a problem too (assuming the senders side can still transcribe correctly).

ian0··on Ask HN: Something that you learnt and made you go Wow
Grady from the youtube channel practical engineering [0] released a book recently called "Engineering in Plain Sight" and I preordered it for my son but end up hogging it myself!

It explains how different infrastructure (electrical grid, roads, trains etc) are built and arranged. A beautiful book, with everything simply explained - chock full of wow/ah-ha moments.

0. https://www.youtube.com/@PracticalEngineeringChannel

ian0··on Ask HN: One-person startups/SaaS that are profitable?
Im based in Indonesia and have built a few tech teams here over the years. Also know of a few dev houses based here with clients internationally, both in Europe & the US.

Can vouch for what the OP says, if you take care of people, pay a decent salary for their region, people will be loyal and quality is very good. You will need to learn a bit about the local region and culture though if your hiring directly.

This is especially true now as the local tech scene is loosing good senior folk through redundancies and forcing people back into the office.

ian0··on Ask HN: Tech that seems to have vanished?
I just realised cloning pets is a thing now.

More interested in seeing if they can get the Wooly Mammoth up and running again!

ian0··on I am researching a man named Hew Draper. Any and all help is appreciated
For more context it turns out Hew made some interesting carvings on the wall while in the tower [0]

OP you can check out the national archives list of resources here [1], there is a section on tracing a person by name.

[0] https://www.theguardian.com/artanddesign/jonathanjonesblog/2...

[1] https://www.nationalarchives.gov.uk/help-with-your-research/...

ian0··on Do you struggle to find ethical work?
In this context "defence" likely means "defence industry" and not "defending your country" per say.

Lots of people regard working on weapons used to kill other people as unethical. For example, you could be a pacifist [0]. Or from the military standpoint you be concerned about Just War [1] and whether the weapons you build will be used for something you see as Just or not (say in your example selling arms to the wrong side). Theres a bunch of others like this.

0. https://en.wikipedia.org/wiki/Pacifism

1. https://en.wikipedia.org/wiki/Just_war_theory

ian0··on Index of Aesthetics
Very cool, thanks for making this
ian0··on Show HN: Political Compass Quiz Powered by ChatGPT
Ive been taking the original [0] political compass test regularly since 2006.

I want to test if its true that you really get a bit "more right wing as you grow older". I hope they keep it up for the next 20 years!

[0] https://www.politicalcompass.org/test/en

ian0··on Ask HN: Is it possible to measure developers productivity?
| So they produce bad features faster and faster.

One thing thats often underestimated here is the impact a bad feature has over time. Not just when its released and fails, but also support, maintenance, tech debt, additional complexity in the product and the overhead this has on trying to improve things in the future.

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