As a non-technical person from a completely different industry, my take on TOS is this: I don't care.
Why would anyone care? Is it a legal binding contract between me and the comany? No. It might be taken into account if we go into court, but if they have it in their TOS that I bought an elephant from them - it will not hold.
If they grant me any rights in their TOS - do I trust them? No. I would never keep data in the cloud without backups. Or have the assumption that my data will be held private.
It's all just occupational therapy for lawyers.