Unfortunately those employees are the minority. So yeah in an ideal world this is correct, in the real world that’s not possible as the avg dev needs direction and be guided hand in hand.
It takes years to build trust with your customers, and very little to disrupt it. I think these recent events will have people rethink their cloud strategy. This could be a good opportunity for Google to take on Amazon.
EU investors, banks are too conservative, they only invest small amount of money and they are not comfortable taking risks. US on the other hand has built a much high tolerance for taking risks. They are ok with taking risks and loosing big time.
Every single time a developer releases a piece of code not covered by tests, he/she is basically taking a bet, hoping that things will work. And very often that is simply not the case.
Releasing not tested code is simply unprofessional and wrong in so many different ways.
I honestly don't see any valid argument to not write tests.