Web banking means you need the card reader gadget as well for the authentication. The app uses secure features of the OS to aid authentication so you don't need to read the card. Web access on your phone still needs the card reader gadget.
21 karma · joined August 6, 2025
It's an example of Chesterton's Fence.
Sad that the LW sevice had to close but the BBC is short of cash and it won't get better either.